Thursday, September 16, 2010

The essentials of Insurance

There are a large number of insurances that you can buy, ranging from Home Insurance, car insurance, health insurances, etc, but its advisable not to buy an insurance that you actually do not need. In the recession period, one forth people canceled their home insurance. You need to know which insurance you need and which you can skip.

read more

Tuesday, March 2, 2010

Do you Need Wedding Insurance?

Since weddings and all the things associated with the big day, cost a lot these days, it is a good idea to buy Wedding Insurance, to insure your wedding plan. Wedding Insurance is cheap but it can cover a number of different expenses and arrange for refunds in cases of disasters like:

-Wedding Transport fails to show up
-Ring is lost
-Damage to the wedding dress
....
.......

read more

Deciding If a Term Life Insurance Policy is Right for You

Term Life Insurance is another type of Life Insurance. Term life policies do not accrue any cash value. So if you live past the length of the policy, you won’t receive any money.But Term Life Insurance is:

Affordable
Simple
Flexible..
....


read more

Is Mortgage Life Insurance beneficial?

Mortgage life insurance is a type of insurance in which the policy holder is able to clear mortgage liabilities in the event of the untimely death of the insured. In such a case, death benefits are equivalent to the outstanding balance on the loan. Quite clearly, this security gives tremendous peace of mind that no matter what, despite the worst case scenario, your family will always have a home to live in.

read more

Why Car Insurance is Required?

It is mandatory to have car insurance, if you are to get your vehicle on the roads of UK. Infact it is a legal requirement to have atleast third-party coverage. But the actual question is, why is it so? why is it a legal requirement to have car insurance?

read more

Is Travel Insurance Useful?

Traveling is already very expensive these days. All the expenses of air fares, land traveling, lodging, food, activities, entertainment and everything else is a pain on ones pocket, if he has not much to spare. If there are already so many expenses involved with traveling, then do we really need travel insurance, which itself is another expense to add up to the package?????

Well..... the answer is YES. While traveling, if you got sick or injured, your insurance company may not cover all your medical expenses and you would be held responsible to cover the expenses, above your medical limits.



read more

Thursday, January 28, 2010

Life Insurance for Cancer Patients

Being able to buy Life Insurance, after being diagnosed for Cancer, is very challenging, but definitely not impossible. Your chances for securing a policy depend greatly on the type, stage and grade of the cancer, and even on the treatment plan. There is a relationship between the rate you'll receive and the curability of your cancer

read more